Land Rover Call It Arts

7 Series

Sleek looks reflect the owner prestige and satisfy anyone who behind the wheel.
Model range from : 730i 730Li 740i 740Li 750i 750Li 760i 760Li 730d 730Ld 745d.

Dynamic to the core.
The aluminium chassis on the BMW 7 Series Sedan. The BMW 7 Series is the unique convergence of premium-limousine luxury and sports-car dynamic agility. Together with the precisely-tuned suspension and the wider rear axle, the aluminium chassis of the 7 Series contributes to its astoundingly light-footed handling and razor-sharp steering behaviour. Even on winding roads, the chassis's intelligent control systems ensure that every journey in the flagship sedan is a uniquely comfortable one.

Always under control.
Dynamic Stability Control (DSC) on the BMW 7 Series Sedan. For greater safety and for greater driving pleasure: Dynamic Stability Control (DSC), an electronic chassis control system, is a standard feature of the BMW 7 Series. It constantly monitors the behaviour of the chassis and wheels. When it detects the threat of traction loss, it reduces drive power and applies precisely-measured braking pressure to individual wheels. Skidding is prevented before it can start, as within milliseconds, the BMW 7 Series is stabilised.

Chassis & running gear
All dimension in metric units.
Front: Double-joing thrust-rod spring strut axle in aluminium; compensation of transverse loads; anti-dive.
Rear: Integral IV multi-arm axle in aluminium; anti-squat/anti-dive.
Steering: Power-assisted rack and pinion with Servotronic.
Turning circle diameter (m): 12.10
Brakes: Single piston inner vented swing-calliper discs of 324 mm diameter all-round.
Wheels: Multi-spoke style 94. 8J x 18.

The Interior
Combination of leather, advance technology equipment and system, enhance comfort and safety during handling. Creates such an unforgetable driving fenomena.
Transmission: Six-speed automatic with Steptronic function. ZF model number 6HP26.
Gear ratios:1st: 4.17:12nd: 2.34:13rd: 1.52:14th: 1.14:15th: 0.87:16th: 0.69:1Reverse: 3.40:1Final drive: 3.64:1

Engine
Cubic capacity (cc): 3600
Compression ratio: 10.50:1
Bore x stroke (mm): 84.00 x 81.20
Valve gear: Four valves per cylinder (32 in total)
Max. power (bhp): 272 at 6200 rpm
Max. torque (lb.ft): 265 at 3700 rpm

Exhaust with particle filtering system for cleaner output gas.

Crosssection view from the V8 32 valve combussion chamber.

Consumer Sentiments Index

CONFIDENCE CRACKS

* CSI plunges to all-time low of 70.5 points

* Current and expected incomes sag

* Job outlook a big worry

* Inflationary bug overcoming consumers

* Selective shopping plans in coming months

Business Conditions Survey

TRENDING DOWN

* BCI sheds 5.8 points, but stay above water

* Lower sales, production, and capital spending

* Lower expected production and expected sales

* Capacity utilization unchanged, inventories higher

Malaysian Economic Outlook: Executive Summary

In April 2008 (Apr’08), under the assumption of oil price at US$96 per barrel, the IMF lowered the world economic growth estimate by 0.5 percentage point to 3.7 per cent in 2008 (’07: 4.9%), while edging up marginally the 2009 forecast to 3.8 per cent. With oil prices breaching US$140 per barrel, the risks of slower global growth have risen. Despite aggressive interest rate cuts and massive liquidity injection, the US credit crisis continues to deepen and spread to the real sector of the US economy. In view of the flagging US economy, the IMF has drastically lowered the US growth forecast by 1.0 percentage point to 0.5 per cent in 2008 (’07: 2.2%). The spillover effects through trade and financial linkages are predicted to reduce Europe’s growth to 1.4 per cent (’07: 2.6%), and to soften Japan’s expansion to 1.4 per cent (’07: 2.1%). Due to surging oil prices, many Asian countries have slashed fuel subsidies in view of worsening national budgets.

The Malaysian economy has been surprisingly resilient in spite of the global slowdown. In fact, GDP growth was sustained at a strong 7.1 per cent in 1Q08, following a brisk 7.3 per cent expansion in the last quarter of 2007. The growth was driven by high commodity prices, strong private consumption and steady investment, and supported by fiscal spending. So far, Malaysia has only felt a minor impact from the slowing US economy, but emerging challenges in the form of soaring food prices and the persistent rise in global oil prices are weighing down heavily on economic prospects. Fearing a ballooning fiscal deficit, the government announced a revamp in oil subsidy in Jun’08, pushing up petrol prices by 41 per cent and diesel by 63 per cent. This will have adverse implications for inflation and economic growth going forward. Even with the subsidy cut, the fiscal deficit may reach 3.5 per cent of GDP this year as oil prices have increased further, drastically reducing the savings from the subsidy revision.

Monthly indicators up to Apr/May’08 have displayed some surprising movements. Industrial output grew moderately on the back of a fragile rebound in electronics as construction-related sectors powered on. Exports have recorded double-digit growth owing to windfall gains from commodities and the recent upturn in electronics demand. The leading index is rising cautiously, suggesting moderating growth ahead. Inflationary pressures have gathered steam, with elevated food prices lifting inflation to 3.8 per cent in May’08, almost a 2 year high. On account of the oil subsidy review on 5th Jun’08, inflation is expected to jump to about 7.0 per cent in Jun’08, bringing the whole year inflation to 5.0 per cent, if not higher.

The combined effects of higher food and fuel prices have led to increased price pressures, posing a challenge to policymakers amid downside risks to growth. The Overnight Policy Rate (OPR) has been kept at 3.5 per cent in view of the downturn in the US economy and its potential negative effects on the domestic economy. With the rising inflationary pressures amidst steady economic activity, the OPR may be raised gradually, depending upon how serious the secondary effects of inflation will turn out to be from Jun’08 onwards.

Consumer and business confidence has shown downwards movements, as indicated by the results of MIER’s 2Q08 surveys. The Business Conditions Index (BCI), which is based largely on company performance, has slipped to 114.1 points in 2Q08, down 5.8 points from a reading of 119.9 points in 1Q08, indicating a surprisingly resilient confidence level in spite of the higher oil prices. Given the resilient domestic demand and the recent rebound in exports, business conditions have been holding ground fairly well. The higher oil prices will lift business costs and this would affect profit margins in subsequent quarters. Shocked by the magnitude of increase in oil prices, the Consumer Sentiments Index (CSI) has fallen very sharply to an all-time low of 70.5 points in 2Q08, from 115.5 in 1Q08, a signal of strong public displeasure. The BCI would be a better indicator of current economic activity as it relies on firm-level information, while the CSI exhibited the collective public reaction to the recent subsidy cut.

There are no clear signs that the external sector is going to turn around any time soon. However, the recent upturn in electronics owing to strong demand in non-US markets has benefited Malaysia’s exports. The turmoil currently facing the US economy is part of the adjustment process to rectify the global imbalance. The correction could have happened earlier, had it not been delayed by the prolonged support of the US consumption drive. The greater concern is the impact of higher food and oil prices on the global economy, which will consequently influence domestic conditions. Although some mega projects have been shelved, the allocated fiscal spending for the 9MP has been revised upwards and reviewed to be more people-centred. Strong commodity prices would ensure stable spending power of rural households, but there is a greater concern that prices would reverse once the global growth weakens further.

Taking into account the trends in MIER indices and the impact of higher food and oil prices that could dampen consumption and reduce business profits, we are compelled to lower our growth forecast for the Malaysian economy to 4.6 per cent this year, from 5.4 per cent earlier. It is likely that growth would deteriorate in the second-half of 2008, as the Malaysian economy takes the hit from the knock-on effects of higher oil prices and a slower global growth. Domestic demand will be propped up by sustained 9MP spending, providing a partial cushion to the faltering global economy. In the baseline scenario, as the global economy stabilises and inflation subsides, the Malaysian economy could improve next year, expanding by 5.0 per cent in 2009.

How to Make More Money

Becoming rich is really not a very difficult process. It may be a long process, but it is in no way rocket science. The difference between those are wealthy and those who aren't is that the wealthy person decided to be rich by taking action. You can increase your income and reach your financial goals by deciding to take action.

How to Make More Money

Here are some examples of the ways rich people produce passive income streams to increase their net worth and accelerate their net worth.

1. Buy Real Estate: When you own a piece of property that can be rented for an amount that is greater than the mortgage, expenses, taxes and maintenance, you keep the profit. Not only do you make the difference between what you charge for rent and your expenses, but your renters are helping pay down your mortgage, which means free equity in the property for you.

2. Write a Book: Authors only have to write a book once to receive royalty checks forever. In some instances they may have to revise their book now and again, such as the case with textbooks, but 90 percent of the work is done when they publish the original book.

3. Invest for the Long Term: Rich people understand the power of compound interest and how it can double their money many times over. Invest early and often, and over time your money will double, and then double again. With just average stock market returns, you can double your money in 7 years.

4 Things Rich People Do to Become Rich

There are four ways that will certainly allow someone to reach their goal of becoming rich. First remember, whatever vehicle you choose to reach your goal there is always plenty for everyone. Second the old cliché is true, if your mind can conceive it, you can achieve it. Third you must have faith and that faith must be coupled with action. Last but not least, be ready for success. Speak as though you already have what you are seeking.

Rich people become rich by choosing a vehicle they can use. This vehicle is usually based on a certain talent that they posses, love to do and they can market. Two examples can be calligraphy or internet marketing. It is common to think...well, why should I start this endeavor, I'm sure there are many out there doing the same thing. The problem with this type of thinking is you may be the one person to take this talent into new heights. It is true that some ventures may have more competition that some others. However, no one can do it like you do.

Rich people make the old adage real "If the mind can conceive it can achieve. Any idea can be developed to the point where it produces some kind of income. The world is full of those examples such as: The Handy Man, and Web MD, The Eifel tower, the Empire State Building, and the pyramids of Egypt. If your idea of success is becoming rich, "firing your boss, or simply making some extra money, you must believe it can and will be done.

Riches come to those who have strong faith. The Good Book reads faith without works is dead. It is one thing to have conceived an idea. It is quite another to bring it to fruition. Each good idea that was carried to completion was done with faith. That faith was coupled with the work that had to be done and viola! One must also note, no work that requires faith was ever met without some type of resistance. Let's take Thomas Edison as an example. He had a vision, applied some faith added some work with the faith (ten thousand tries worth of faith) and he reached his goal did he not?
Nature seems to work in the sense that it doesn't allow success to reach us very easily. However, if we apply a dash of faith, a spoonful of tenacity and cup of work, success becomes something that we cannot avoid, whatever the endeavor.

Those who are successful have the common denominator of substituting the word if with when and they speak as though those goals have already been met. Instead of saying if I finish school or if I make a million dollars; they instead say when I finish school and when I make a million dollars. Words plant a powerful impression on your mind. The words you speak will determine whether or not you reach your goals. Choose your words wisely.

Rich people become rich because they have a plan. Know what you're going to do when the money starts to roll in. Write these goals down. Either you are going to pay this bill or that. Start that education fund for the kids, or pay off the house. Whatever it is, a goal is a dream if it is not written down.

Finally take action! If becoming your own boss or making supplemental income is your goal

Become a Billionaire

Have you ever wondered how world's richest 10 persons earn their billions? And they achieved this while the rest of us struggle with our monthly paychecks?
Their secret to success is plain to see: all of them amass their massive fortunes through creating many income sources. That is, they all had successful multiple streams of income.
Here's proof on how they did it. Below is a list of the world's Top 10 richest people in 2007 and their income sources.

1) Warren Buffett (US; Net worth: US$62b): Stocks and shares investments, acquiring out-of-luck companies, re-structuring them and re-selling at much higher prices. His financial vehicle Berkshire Hathaway holds controlling stakes in big companies such as Coca-Cola, Kraft Foods, Johnson and Johnson, Wrigley and so on.
2) Carlos Slim Helu (Mexico; Net worth: US$60b): Major investments in Mexican equities market, telecommunication networks, electronics.
3) Bill Gates (US; Net worth: US$58b): Operating software, computer hardware, portable entertainment systems, acquiring competitors.
4) Lakshmi Mittal (India; Net worth: US$45b): Heavy industries, manufacturing, controls the world's largest steel-maker Arcelor Mittal.
5) Mukesh Ambani (India; Net worth: US$43b): Heavy industries, petrochemicals.
6) Anil Ambani (India; Net worth: US$42b): Heavy industries, petrochemicals, telecommunications, power supply.
7) Ingvar Kamprad (Sweden; Net worth: US$31b): retailing, restaurants, furniture and household appliances.
8) K. P. Singh (India; Net worth: US$30b): real estate, land investments.
9) Oleg Deripaska (Russia; Net worth: US$28b): aluminum trading, coal production and energy deals.
10) Karl Albrecht (Germany; Net worth: US$27b): retailing, grocery and discount supermarket business.

Of course, success leaves clues and can be replicated by anyone determined enough. However, chances are none of us are in the midst of buying a steel mill or launching a satellite telecommunication system next month.

So let's get back to reality. The good news is everyone, including you, is absolutely capable of making his first million bucks. And just like them, from multiple streams of income, of course. See what I meant by 'success leaving clues'?
In fact, earning passive income from multiple streams can be pretty easy once you learn the tricks, practice hard and get the hang of it. Start humble like them and perhaps one day you'll make it to the top 10 list of the world's super-rich. Best of luck!

Malaysian Bilionaires

Hamann M6 Facelift

BMW Engine

(Cooling System)

(Engine - Front Elevation)

(Transmission System)

(Exhaust System)